Click on the segments of this graph to see the main areas of income and expenditure for the two branches of the New Zealand insurance industry – life (including personal and financial risk) insurance, and general insurance. General insurance income excludes refunds and transfers between insurance companies. Under 'life insurance income', individual risk insurance includes term, income-replacement and credit insurance. For both branches of insurance, the amount of claims paid excludes standard operating costs. These figures are for 2008.
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