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Story: Insurance

Insuring against natural disasters

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Insuring against natural disasters

Because New Zealand has many earthquakes, floods and other natural hazards, insuring against them has been challenging for individual insurance companies. The government-owned Earthquake and War Damage Commission filled this role after the Second World War. This 1970s leaflet encouraged property owners to pay a special levy to cover damage from natural disasters.

Courtesy of Earthquake Commission

Using this item

Alexander Turnbull Library

Reference: Eph-A-INSURANCE-1970-01-front

Permission of the Alexander Turnbull Library, National Library of New Zealand, Te Puna Mātauranga o Aotearoa, must be obtained before any re-use of this image.

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How to cite this page

Alan Henderson, Insurance – Disaster insurance, Te Ara – the Encyclopedia of New Zealand, https://teara.govt.nz/en/ephemera/24099/insuring-against-natural-disasters (accessed 4 June 2026).

Story by Alan Henderson, published 4 March 2010.