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Story: Banking and finance

Bank funding and lending

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Banks borrow so that they can lend. In 2007 New Zealand banks collectively sourced just under 40% of their deposits from households, but lent households 53.1% of their funds. Banks sourced nearly one-fifth of their finances overseas but lent overseas borrowers only 2.3% of their funds.

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Te Ara - The Encyclopedia of New Zealand

Source: Reserve Bank of New Zealand

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How to cite this page

David Tripe, Banking and finance – Bank profits, Te Ara – the Encyclopedia of New Zealand, https://teara.govt.nz/en/graph/24640/bank-funding-and-lending (accessed 3 June 2026).

Story by David Tripe, published 26 February 2010.