The data below is in a format known as tab-delimited values. You can open this file with any spreadsheet application and the data will be distributed into the appropriate rows and columns. 2003 2004 2005 2006 2007 Cheques 206018930 192072405 185505307 171709374 158296197 Electronic Credits 298793946 309553531 329606602 326086382 339962038 Direct Debits 87535341 94930874 96160238 95153801 103388706 Credit Card 169837807 179226205 194033729 213365169 229368118 ATM 200785584 208386529 212112905 208683516 205488369 EFTPOS 617533658 694534599 800233024 857033727 998354348 Source: Bankers’ Association of New Zealand Downloaded from Te Ara | The Encyclopedia of New Zealand www.TeAra.govt.nz